The Finance Center at Ramsey Subaru of Des Moines Has Much to Offer You

As you may already know, shopping for a new vehicle near Des Moines, IA can be a lot easier when you have guidance through its complexities. One of the complex pieces of the car buying process is auto financing. Many folks may not feel educated enough to make good choices about their auto loan or Subaru lease agreement. When you shop with the team from Ramsey Subaru of Des Moines, located at 9625 Hickman Road in Urbandale, IA, you can get help from our finance center.

Get Assistance from the Finance Experts at Our Dealership

You don't need to make an appointment with a loan officer at your local bank in Ankeny, IA. We have got you covered. Our finance professionals are experienced and quite knowledgeable when it comes to the world of auto financing. They can answer all of the questions you may have about the car financing process, including any that you might have about the differences between a car loan and a Subaru lease.

Uncover the Beauty of Our Subaru Financing Specials and Lease Deals

Drivers can explore the current Subaru financing specials and lease offers from the comforts of their own home in Ames, IA. The financing offers and lease specials are a great way for customers to find excellent financing solutions on some of the most popular Subaru models in the lineup. In the past, well-qualified buyers have seen APRs at zero percent and lease payments lower than $200. Our dealership can help you secure you an approval for the financing promotion that is right for you.

Take Advantage of the Resources That Our Finance Center Has at its Disposal

Another way that we take care of the customers who choose to finance with us is by utilizing our considerable resources to give them a truly exceptional car shopping experience. We have an online credit application that folks can complete from their West Des Moines, IA home before they visit us. Additionally, our finance center works with many in-house lending partners to try and get an approval that works for you. Often, we can get interest rates and terms that may not be widely available because of the amount of business we do with our partners allows us to get this preferred status.

We Look Forward to Assisting You

Ramsey Subaru of Des Moines, in Urbandale, IA, is excited to help you with your car financing needs. Contact the finance center, or apply for credit online, so we can find out what we can do to best help you find an auto loan or Subaru lease that works for your budget.

For Car Loans & Subaru Leases in the Des Moines Area, Visit the Ramsey Subaru of Des Moines Finance Center

Ramsey Subaru of Des Moines is eager to provide financing for your new or used car.

Just like the options on your car or truck, you can choose from several different financing and leasing packages when you purchase from Ramsey Auto.

We offer financing provided by many major lending institutions, including:


 National Lenders

  • Ally
  • Subaru Finance
  • Mazda Capital
  • JP Morgan Chase
  • USBank
  • RBS Citizens
  • Bank of the West
  • Fifth Third Bank
  • Americredit
  • Capital One
  • Santander Auto Finance
  • CPS

Local Lenders

  • Community Choice CU
  • Veridian CU
  • Greater Iowa CU
  • Union Bank & Trust

Valuable Products and Services Available

Vehicle Service Contracts:
Provides mechanical component coverage for your new or pre-owned vehicle beyond the original factory warranty.  Available in a wide variety of time and mileage options to fit your specific needs.  A great way to protect your investment.

Pre-Paid Maintenance:
Covers your regularly scheduled maintenance specific to the time/mileage requirements set by the manufacturer of your vehicle. 

GAP Protection:
Pays the difference between the insurance proceeds and the payoff amount of your vehicle in the event of a total loss.  Will even cover your insurance deductible.

Environmental Protection:
Paint, Interior, Rust and Undercoat protection from a wide variety of environmental elements that can cause damage to your vehicle over time.

Tire & Wheel Protection:
Pays to repair or replace damaged tires and/or wheels due to road hazards.

Ultimate Titanium Protection:
Tire & Wheel w/Cosmetic & Curb (Chrome Available)|
Paintless Dent Repair
Windshield Repair
Key Fob Replacement
Roadside Assistance   

Credit Life Coverage:
Pays off the loan balance and provides a free and clear title to your beneficiary due to the death of the vehicle owner.

Accident & Health Coverage:
Protects your credit by making the monthly payments on your vehicle in the event you become sick or injured and are unable to work.

At Ramsey Subaru of Des Moines we strive to provide the car loan for the new Subaru, or used car in greater Des Moines you want to purchase. Our access to many auto finance companies in the Urbandale, Ankeny and West Des Moines area allows us to get you the right Subaru car loan or lease in Des Moines for your needs. Located at 9625 Hickman Rd, our auto finance department is a quick trip away to get you the car loan that fits your budget. You can save even more time by filling out our auto finance application. Be sure to check out our large inventory of new and used cars in Des Moines today!

**Please use the form below to start an online finance application.**

Start Your Application

Contact Information

Purchase Timeframe

Phil Johnson, Finance Director
Kim Freeborn, F&I Consultant
Michael Novak, F&I Consultant
Dennis Bracewell, F&I Consultant
Janice Darnielle, Administrative Assistant
Cat Nichols, Administrative Assistant

Your privacy is important to us.

Ramsey Subaru of Des Moines takes your privacy seriously and does not rent or sell your personal information to third parties.

Ramsey Subaru of Des Moines

9625 Hickman Road
Directions Urbandale, IA 50322

  • Sales: 515-416-7218
  • Service: 515-416-7219
  • Parts: 515-416-7220


  • Monday 9:00AM-8:00PM
  • Tuesday 9:00AM-8:00PM
  • Wednesday 9:00AM-8:00PM
  • Thursday 9:00AM-8:00PM
  • Friday 9:00AM-6:00PM
  • Saturday 9:00AM-5:30PM
  • Sunday Closed