Subaru Finance & Lease Near Des Moines

Ramsey Subaru of Des Moines takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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The Finance Center at Ramsey Subaru of Des Moines Has Much to Offer You

As you may already know, shopping for a new vehicle near Des Moines, IA can be a lot easier when you have guidance through its complexities. One of the complex pieces of the car buying process is auto financing. Many folks may not feel educated enough to make good choices about their auto loan or Subaru lease agreement. When you shop with the team from Ramsey Subaru of Des Moines, located at 9625 Hickman Road in Urbandale, IA, you can get help from our finance center.

 

Get Assistance from the Finance Experts at Our Dealership

You don't need to make an appointment with a loan officer at your local bank in Ankeny, IA. We have got you covered. Our finance professionals are experienced and quite knowledgeable when it comes to the world of auto financing. They can answer all of the questions you may have about the car financing process, including any that you might have about the differences between a car loan and a Subaru lease.

Uncover the Beauty of Our Subaru Financing Specials and Lease Deals

Drivers can explore the current Subaru financing specials and lease offers from the comforts of their own home in Ames, IA. The financing offers and lease specials are a great way for customers to find excellent financing solutions on some of the most popular Subaru models in the lineup. In the past, well-qualified buyers have seen APRs at zero percent and lease payments lower than $200. Our dealership can help you secure you an approval for the financing promotion that is right for you.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Vehicle Protection Packages Available

Vehicle Service Contracts:
Provides mechanical component coverage for your new or pre-owned vehicle beyond the original factory warranty.  Available in a wide variety of time and mileage options to fit your specific needs.  A great way to protect your investment.

Pre-Paid Maintenance:
Covers your regularly scheduled maintenance specific to the time/mileage requirements set by the manufacturer of your vehicle. 

GAP Protection:
Pays the difference between the insurance proceeds and the payoff amount of your vehicle in the event of a total loss.  Will even cover your insurance deductible.

Environmental Protection:
Paint, Interior, Rust and Undercoat protection from a wide variety of environmental elements that can cause damage to your vehicle over time.

Tire & Wheel Protection:
Pays to repair or replace damaged tires and/or wheels due to road hazards.

Ultimate Titanium Protection:
Tire & Wheel w/Cosmetic & Curb (Chrome Available)|
Paintless Dent Repair
Windshield Repair
Key Fob Replacement
Roadside Assistance   

Credit Life Coverage:
Pays off the loan balance and provides a free and clear title to your beneficiary due to the death of the vehicle owner.

Accident & Health Coverage:
Protects your credit by making the monthly payments on your vehicle in the event you become sick or injured and are unable to work

Ready to begin?

  1. Ramsey Subaru of Des Moines

    9625 Hickman Road
    Urbandale, IA 50322

    • Sales: 515-412-4054
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Get in Touch

  • Contact our Sales Department at: 515-412-4054
  • Monday9:00AM-8:00PM
  • Tuesday9:00AM-8:00PM
  • Wednesday9:00AM-8:00PM
  • Thursday9:00AM-8:00PM
  • Friday9:00AM-6:00PM
  • Saturday9:00AM-5:30PM
  • SundayClosed